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I found an interesting article from USA Today from a few months ago about the merchant cash advance industry. Although all the stats and stories are based out of the US, like every other trend, it will follow to Canada.

One of the most significant stats in the article was that in 2012, 65% of commercial loans to businesses with one to 10 employees were considered “unconventional” — including factoring, merchant cash advances and cash-flow lending — up from about 25% two years ago.

The merchant cash advance industry is here to stay and is a very viable option for many small businesses that find it difficult to get financing from traditional lenders.

Full story from USA Today

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