We say yes

Unlike small business loans from a bank or credit union, we approve applications based on the sales history of your business rather than your personal credit history. If you’ve been open for at least 6 months and have a steady sales trend, you probably qualify.

To qualify for a small business loan, here’s how we compare to your friendly bank

Requirements for loan approval Banks Company Capital
Good credit history Must have Don’t need
Been in business 5 years At least 5 6 months is good*
Lots of collateral Yes Nope
Cash Flow projections 3-5 years Must have Don’t need
Business Plan Required Nope
Financial Statements Yes Only if $50k+
Tax returns last 5 years Must have Don’t need

* construction companies must be open at least 2 yrs

Sorry, no startups.